A payout timer that is set by the customer and can be reset to the full time period at any time.

If a criminal person violently forced me to cash out my Bitcoins. Could a timer that runs for example 1 month prevent this.

That would be a nice addition to the fingerprint, "weak" password or 2 FA - you could permanently block a payout.

The company 21 Bitcoin could plan better how to storage Bitcoin and which Bitcoin are available for trading.. and which customers are just hodl.